Supreme Court Justice Neil Gorsuch’s first opinion for the high court Monday decided that a company may collect debts it purchased without violating the Fair Debt Collection Practices Act.
“Disruptive dinnertime calls, downright deceit, and more besides drew Congress’s eye to the debt collection industry,” Gorsuch wrote in the high court’s unanimous opinion.
“From that scrutiny emerged the Fair Debt Collection Practices Act, a statute that authorizes private lawsuits and weighty fines designed to deter wayward collection practices. So perhaps it comes as little surprise that we now face a question about who exactly qualifies as a ‘debt collector’ subject to the Act’s rigors.”