In this video, we talk about the reason behind the recent drop in mortgage applications. Contrary to what it would seem on the surface, this is not a negative indicator for the future of real estate prices. In fact, it is just another symptom of housing prices going up.

The opinions expressed by columnists are their own and do not necessarily represent the views of

After almost five years in the financial services industry, Joseph Brown witnessed too many people paying too much in fees for bad advice. Joseph is the founder of Heresy Financial which serves to equip people to control and protect their own wealth instead of being vulnerable to poor investments, hidden fees, and economic crises.

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