Photo by Gage Skidmore

A public interest, Frank Garrison, attorney filed a lawsuit against the Department of Education, and called Biden Administrations’ student loan cancelation “illegal”. Frank Garrison is an attorney at Pacific Legal Foundation. The lawsuit filed Tuesday hopes to block the attempt to cancel $500 billion in student loan debt.

Biden recently announced his administration would be canceling $10,000 of federal student loan debt for those making less than $125,000, and Pell Grant recipients could be having up to $20,000 canceled.

Garrison qualifies for the congressionally authorized Public Service Loan Forgiveness program, meaning he will receive debt forgiveness after making 10 years of payments on his student loans.

Garrison and his attorneys are arguing that the Biden administration turning to the HEROES Act, which allows the government to modify loans to assist veterans and their families as needed during times of war or other national emergencies, is a “flimsy pretext for a major policy chance that Congress has declined to enact.”

“Congress did not authorize the executive branch to unilaterally cancel student debt,” said Caleb Kruckenberg, an attorney at Pacific Legal Foundation. “It’s flagrantly illegal for the executive branch to create a $500 billion program by press release, and without statutory authority or even the basic notice and comment procedure for new regulations.”

“CBO estimates that the cost of student loans will increase by about an additional $400 billion in present value as a result of the action canceling up to $10,000 of debt issued on or before June 30, 2022, for borrowers with income below specified limits and an additional $10,000 for such borrowers who also received at least one Pell grant,” the CBO said in a letter released Monday. 

The Biden Administration came under fire for their decision to relieve student loans by many. While many, mainly those who still have to pay back student loans were happy with the Biden Administrations’ choice to cancel them, there were many who were not happy. Those who already paid back their college loans felt like they were left out of the deal, and some also believe that the decision to cancel $500 billion in student loans was just an attempt to buy voters – at the cost of an already struggling American economy.


  1. Democrats love to reward those who fail to live up to their responsibilities or are criminals, which sometimes both are the same. Lawlessness is failing to enforce our laws (US immigration laws), setting criminals free immediately after their arrest (no bail nor incarceration, even for felonies & assault), and failing to hold people accountable for their criminal actions (illegally entering the USA) and individual responsibilities (failure to pay their bills).

    This is the “Democrat Way”, which encourages criminals to push their trade to extremes, causing huge crime waves which accounts for property damaging riots disguised as protests, pillaging & looting, physical harm to the innocent, rape, and even death by murder. All these things have increased exponentially since the Democrats takeover of the US Congress and Joe Biden’s inauguration, giving Democrats control of all federal law enforcement and hindering their duties and responsibilities.

  2. Our CIC (Coprolite in Chief) is so deeply addled, he supports taking money from those who earned it and giving it to college students who vote for democrats. Like millions before me, I’m deeply offended by this communist exercise to replace private property and a profit-based economy. The Constitution was installed to prevent public ownership and communal control of the means of production.

    Public opinion already has voiced outrage at such a one-sided, costly and unnecessary expense. Besides, since hundreds of billions from public funds will be needed to repay lenders, it will require congressional approval. Any elected official who votes for such a ridiculous appropriation would be ousted at the next election and possibly expelled from congress. The CIC already may be forced to resign before the election.

  3. The president, any president, cannot spend money without congressional approval. However, if DemocRats retain control of Congress, Resident Biden may get that approval!

  4. I pray that he will win the suit against Biden. As Senator Kennedy stated many times, there is one specific way to pay off your student loans and that is to get a job. It is not fair to those who have been responsible and paid off their loans or are paying them off nor for those who have paid tuitions to go to trade schools (something that we need more of). Tapayers, many of whom have never been able to attend college or paid their way, should not have to pay for those who chose a different path. Additionally, we are already experiencing the highest inflation rate in 40 years and this is just one more tax on people who are barely managing to keep their heads above water!

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